Personal Banking


All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit

USA Patriot Act Information:

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record all information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

   Deposit Rates

     Click the picture to view our rate sheet.

   Switch Kit

     New to Blanco National Bank? We will make the adjustment from your old bank as easy as possible.

     Click the picture for more details.

   Texas Star Club Checking

  •  Accidental insurance plans available starting at $6.00 (call your local New Accounts rep for more info)

     Click the picture for more information.

   Regular Checking Account

  • $100 minimum opening deposit
  • No service charge

   BNB Green Checking Account

     $100 minimum opening deposit     

  • Free Visa check card(s)            
  • Free online banking  
    Free online bill pay                         
  • Free E-statement delivery       
  • Free ATM usage at BNB owned ATMs

   Young Savers Checking (students under age 24)

  • No service charge
  • Free safety paper, wallet style checks

   55 Plus Club Regular Checking (age 55 and over)

  • Free Cashier's checks
  • Free Notary service
  • No service charge
  • Free overdraft protection for qualified customers

NOW Account* Money Market* Superstar*
$1,000 minimum $2,500 minimum $50,000 minimum 
Unlimited check writing Limited withdrawls Unlimited check writing

*$10 service charge if the balance falls below minimum requirements.

   Personal Passbook Savings

  • $100 minimum opening deposit
  • Six (6) withdrawals per quarter
  • .50 per additional withdrawal

   Individual Retirement Accounts

  • FDIC Insured  
  • Traditional and Roth
  • 18 month cd OR passbook account

   Certificates of Deposit

     Click the picture for more information.

   Reorder Checks



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